1. Planning for retirement and after
Take stock. Do you have a pension or other source of income for later life? Are you planning to live on state pension? Will the state pension, your private, or work pension cover what you would like to do in later life? Think about your plans now, what would you like to do in later life? Many adults below state pension age are at risk of not having enough retirement income. (A study by the Centre for Ageing Better and the Pensions Policy Institute (PPI) June 2021)
What connections with other people will you have post retirement? How will you make new connections? Many of your friends and family may still be working full-time when you retire. Especially if you retire early. So who will you socialise with, what connections with others can you make now that you will take into later life?
How will you make sure you stay as healthy as possible into later life so that you can do all the things you want to do? What changes do you need to make now to maintain fitness levels through life? Consider exercise, what you eat and drink, your mental health, etc.